I'm no fan of politicians - particularly career politicians that flip-flop constantly, but it's overly simplistic to suggest that folks are just "weak willed" and not standing up for their citizens.

If that is the case, my simplistic follow on question is "how"?  

Both of those comments often come from folks that use an overly-simplistic approach to underwriting an acquisition.

[Yes, I know that's overly simplistic]. 

@Rob BeardsleyI don't read tea leaves and make simplistic giant-picture predictions.

While this is fairly simplistic and easy to understand if you own the property and the loan in a personal name, if you do so in an LLC or other entity how do you take the money out of the entity appropriately?

Buy and hold has mortgage pay down, tax benefits, and cash flow, but may not have appreciation (depending on the market) ... but if you buy and remodel like a flipper, then turn it into a rental, you get it all ... this is a very simplistic example that simply illustrates the concepts, but they run much, much deeper than that, and you should try to understand this at least at a high level before investing.

This is a simplistic example of how the coinsurance penalty works.To figure out what a the balance is for you, between over insuring, and paying too much out of pocket at claim time, walk through the following steps, Ask yourself, if your property is damaged, do you want the insurance company to do 100% of the work – or will you do some of the repairs yourself?  

But that's a pretty simplistic take.

In overly simplistic terms less oversight means more deals get done but with a higher change of shenagines on the part of sponsors.