My lender seems to have done a little mistake and my father who is co-signing was never told he has to be down here for the signing which was suppose to happen today at 1:00 and it cannot happen without a wet signature from him.

Specifics can vary depending on the GSE:» For a Freddie Mac loan file: A copy of the borrower’s most recent, signed US individual federal income tax return is required.»

They are more motivated to get the seller to sign with someone without an agent because they get more commission.

If you are going for college students you will most likely also have their parents co-signing for them since most of the students will probably have next to no credit score or income. 

While not all lenders who do private money are licensed, if they are that is a good sign.

They knew the property address once you signed up with them, so to pull that late in the process seems more disingenuous on their side not yours.

Create a "fireplace house rules" addendum and have tenant sign it.

How would I go about finding a sober living operator that could sign for a lease?

She is a real estate agent but rents so no property to place a lien on.Sorry to hear this but its good that you share this as people only see $ signs when the think seller financing.

Most victims of this company are now broke or worse, they are looking at the fall out of signing in full recourse loans that have been foreclosed.