He doesn't have to worry about a rough needing replaced or a tenant causing $20k in damages after one year living in property.  

There are also a lot of attorneys in FL working pro bono to go after lenders as I believe there is something in the statute that not only can they recoup fees but they can also get consequential damages.

--------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

I have it written in my leases that tenants are responsible for clogs as well as damage from clogs.

Florida scares me with insurance issues and constant threat of hurricane damage.

Agents like the one who sold you this property give us all a bad reputation.

There has been a lot of emotional damage to both sides. 

They're still trying to scam people wouldn't that help to keep the damage to a minimum?

@Venecia BaezRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

Quote from @Dani Murai: Any recommendations for a reputable general contractor that services the Torrance/Gardena area?