This law prohibits a financial institution from disclosing a consumer’s nonpublic personal information like your Social Security number, income, and outstanding debt to companies that are not related to the financial institution.https://www.ftc.gov/business-g...https://www.ftc.gov/business-g...Also, most credit agency contracts do not allow their clients to share info with 3rd parties.

@Larry Cersosimo,It is not possible to use your 401k as collateral for the loan, IRS specifically prohibits this. 

Places are enacting laws and ordinances prohibiting this practice.

Plus, the cost of a real estate license is not prohibitively expensive and should not be an obstacle.

Any insight or knowledge would be appreciated this way:  A mortgage and note do not, in fact CAN NOT legally prohibit the sale of the subject property; nor can that document REQUIRE the announcement of that sale.  

Evictions are quick and easy (just a few weeks, faster than most states), judges have always been 100% on my side, sheriffs conduct the move-out quickly with no fuss, there’s no notice required for owners to inspect or enter the property if they want to (I usually still try to give some notice out of courtesy, but it’s nice that I’m not required to), rent control was prohibited entirely across the state in 1981 (recent efforts to overturn that have failed), HOAs don’t have much power here (max fine is $500 for non health and safety violations, they have to give ample notice before any fines, can’t foreclose over late fees or fines, etc.).

Within the city limits, I believe STR are prohibited, so start with understanding the regulatory environment. 

California Prohibit State Limitations on Local Rent Control Initiative (2024).

The federal law already prohibits discrimination based on immigration status. 

I reside in Minnesota, and do not see anything that prohibits from having tenants sign an addendum but maybe some people can weigh in on this and if its a good idea to include or not?