@Chris Seveney I'm concerned about having $$$ for repairs when needed.

If you ever want to have a discussion to explore your options or ask any questions about the concerns you mentioned, I would be happy to help! 

It seems like the LO's have no experience working with investors and are not very concerned with trying to make the numbers work.

Let me know if you ever have questions/concerns.

Finally, my big concern was always defaults and income loss...if I have more than 6 defaults (which I am sure I will), or more importantly, I lose my income...I do not want to be stuck with a high-interest LOC (hence why I started with $5,500 and not 10k).

A property manager’s expertise in handling maintenance issues, dealing with tenant concerns, ensuring legal compliance, and keeping vacancy rates low can make a huge difference in the financial performance and sustainability of a property.

The lack of short term rental data available to the appraiser concerns me. 

If you get in and get out with lets say, land, or new construction, or flips or something where your money is deployed in a much shorter duration.. you will still be subject to the whims of the market place but because the duration your funds are deployed and because you arent concerning yourself with tenants theoretically there is 'less risk'.

In my STRs the bigger the better as far as bedrooms are concerned.

Do your homework first - then you'll be ready for a more meaningful conversation with a landlord.Best...Thanks for your response. so I have researched the rates and I understand that screening a tenant is crucial. mu biggest concerns are the carrying costs until a tenant is filled as I’ve heard the process can take up to 3 months to find a tenant.