Originally posted by @John Thedford:@Jay Hinrichs may know of them.

I'm originally from BR and still invest heavily and lend there. 

You're increasing the need for hot and cold air dramatically and it's doubtful the existing system will be adequate.But, in answer to your original question - yes you will need a permit.

I negotiated through the original contract and then put the rest of the deal together with an existing group of investors.

I would be using hard money lending (I've heard it's around 10% with a 1% origination fee) .  

Because the original value of your closed loan was based on renovations being done, there is no additional value to use for the removal of the PMI.Maybe consider refi to another lender who will order another AVM or appraisal to get you a more desirable LTV. 

Originally posted by @Bridger L Logan:Has anyone else had good experiences with a larger house (5/3, 5/2) that has been rented by the room in the Phoenix area or other hot real estate market areas?

Originally posted by @Matt R.

He also stated a 3% origination cost. 

Originally posted by @Justin Stamper:@Jay Hinrichs hey brother!