Have to agree with most here in that a SF-> duplex conversion needs some really specific qualities to be worth the squeeze.

I got the Discover It Secured card in high school and used that to build up my credit. 

Completely agree with you on this; I'm not making any claims to the quality of these lenders here.

@Serge Hounkponou Recommend you first figure out the property Class you want to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Unfortunately they aren't very good for finding quality Realtors.

The Outlook St deal offered a unique opportunity for a rapid turnaround with minimal investment.

With big benefit potential of possibly retaining "Graduated" persons who are now highly trained, proficient employees. 

: I think your profit numbers are way high.  

What doesn’t work today may work in the future.Another challenge with the traditional BRRRR model is the resulting high debt load often isn’t fully covered by rental income, especially in today’s high-rate environment.

Taxes are very high and everything is super slow and bureaucratic.