This is where all the carefully repressed disgust inside you for people who do things like not pay their bills on time, choose to rent instead of own because they can't be bothered with taking responsibility for their own housing, and live pretending that they don't have their neck stretched under someone else's jackboot should be allowed to bubble up and come to the fore.I bend over backwards for my tenants.

This is why I obsessively write about cutting your housing expenses in so many of my BP posts.I tried to right my course about two years ago and move to a low-cost duplex in a low-cost neighborhood with neighbors who are not dead from the neck up about money. 

If you want to sell, I would sell your most troubled or pain in the neck properties.

Those scary looking guys with neck tats that work on the large upright structures of steel at a refinery.

Bit of a pain-in-the-neck to work with, but we were able to get it done with favorable terms.How did you add value to the deal?

Does that sound like your neck of the woods?   

For the incomes you both will have this debt will be a rope around your neck. 

@Thomas Franklin I feel that the majority of that knowledge will come with finally sticking my neck out there and making  moves.

@Marci Stein Agree completely with Benjamin - maybe this is something that is acceptable in your neck of the woods, but it would definitely cause ME to walk...  

those things are like gold bullion in our neck of the woods...and if it's a pop-top Westphalia edition name your price!