I'm starting to hear more chatter about this mysterious "wave of foreclosures" that was a frequent claim/projection back in 2021, which didn't happen then, and by all indications is not going to happen now.

Each has their own priorities and they are often diametrically opposed:•Owners want to maximize rental income while minimizing expenses.

I recently obtained my HI real estate license to access the MLS and assist with my personal house-hunting needs.Does anyone know of a more boutique brokerage on Maui where I can hang my license with minimal overhead and without the requirement of going through a mentorship program?

Some research on my part pretty much indicates the chance of winning a class action lawsuit against the State of California / Judicial Council is slim.

If this concept is unfamiliar, then continue to ignore it.In closing: The dangers of shifting the timing of your income, expenses, and business transactions.A purely mathematical exercise may indicate some beneficial timing for this or that.

Would love to hear more about your thoughts on the refinancing options you’re considering or if you’re looking at any other ways to structure the financing to minimize those risks.

Alt lenders will normally be higher on fees, rate and perhaps leverage at time of close but that's not always indicative of cash required to operate. 

There is not an indication of underground plumbing inspection occurring in the energovweb portal.Alt seawall permit has expired and has the following hold in the portal: "Hold has been added by the IAA to ensure the expired permit cannot have any further work conducted until the expiration is extended."

While doing all these things minimize your expenses and save as much of your income as you can.

For instance, depending on your location insurance costs could be much much higher than indicated in the book, construction costs are a lot higher, etc.