And when their methods don’t work and you turn to your favorite guru for advice, what do they tell you?"

Secondary markets like Greensboro, Winston, and Fayetteville will likely still be under the 1% rule, but our property taxes are lower than most northern states so the CoC (which is what you should be as/more concerned about) return will be favorable.

This could push your rent up to $7,500 or even $8,000, which would make your cash flow positive.In summary, the refinance could give you a good return in the long run, but the negative cash flow in the first few years is a concern.

I started by building a 12-door portfolio using the BRRRR method and self-managing initially.

I'm not concerned about his being able to make the payments and trust him to do so. 

Once you get through this process there hasn't been any concerns after that.

My concern is with the house that my dti numbers will remove my options for a loan.

Also keep in mind that if the concern is lawsuits, they can still name you individually in a suit and it is just another battle.

For example, the valuation method is different, and banks lend on it differently. 

I also am very interested in purchasing more STRs, and this is a really low risk way to see if I'm up for it (we have a 2.9% interest rate on our mortgage).My biggest concern is an ongoing plumbing issue we have had.