I would keep it in a high interest bank account might as well earn as much gain as you can no matter how small it is.However I think some debt pay down would be great not to the point where you are not liquid enough to Jump at another opportunity or can’t make a major repair when it arise.

May see some slight reductions but we are most likely not going from say 7% to 5.5% unless of a major economic crisis which would also cause home prices to get hit.

Presumably because the overall majority of BP members invest only and the US and they're smart and well educated and can tell when people are trying to genuinely help them or are motivated by trying to get business from them.2.

The rules are more complex than we can fully explain in an online forum.

His work products and many others can be found with simple google searches for free online.

Unfortunately, while all the online places area great sources of information, you are much less likely to take action, or find someone to shadow, when online in a forum. 

If it's uninhabitable or in need of major repairs, that's a no-go for DSCR. 

My appointment is with the same lawyer (Jarom Bergeson) .. and I sent him a list as well of options that I found online to get his opinion on the best structure.

He has an online network called Financial Friends Network.

One you have furniture right there ready to go but if you want to make some kind of major design change, then just let it go and get to work on the new look.