There are so many options - Primary residence HELOC, Stock portfolio Loan, SDIRA / IRA LLC..., conventional loan.... 

Don’t forget to include the cost of the loan servicer. 

More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

@Leslie Beiai think offering equity when what you seem to need is just a loan doesn't make sense.  

Commercial Loan How did you add value to the deal?

It separates your personal assets from your business, providing a safeguard if any legal issues arise related to tenants or the property.

Also for all the value they provide the number 1 thing they all exist to do is enrich the Guru and give him a captive audience to sell more stuff to. 

Purchase price: $740,000 Cash invested: $1,300,000 Sale price: $3,850,000 I refer to this project as a new construction house hack, as I secured a primary residence construction loan for a two-family home.

If a policy excludes wind coverage (more common in places like Florida where insurance is severely strained by weather and other market conditions) then all wind related events are excluded.In those cases, it's sometimes possible to purchase a wind policy (usually covers wind & hail) which would provide tornado protection.

Have you leveraged lines of credit, private lenders, portfolio loans, or other creative financing options?