Quote from @Brandon Ja: Caleb, Bryan thank both of you for your input.  

Thanks for input - He's insisting that because it's a DSCR loan, and because the size of the deal is too small to go into their "Portfolio Loan" product, that it has to be two separate loans. 

Any inputs or additional thoughts would be appreciated! 

I suspect this would happen if various parties were given the ability to ask questions in nearly every application for what this thread touches on - and I have major concerns about integrity (and credibility) issues involved in putting yourself in a position to defend this position if ever challenged. 

@Kristin Boekhoff to add to the great input from @Jason Taken:1) To save money, you really want to clean as little as possible.

I always appreciate your input.

Curious as I'm about to download it myself, any input helps!

Thanks Patricia and Allen for great suggestions , As a next concrete step I ll try reaching out to the Corporate housing groups , hospitals and universities 

Even though we have good LL-T statutes in place in Florida, some judges play loose with them.

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