Also showing almost a 20% CoC return, which in my research I've found to be a highly ideal number for investors.Is there something I could improve on with this report or fix?

There is some future Infrastructure improvements taking place, which can/cannot impact the property ROI. 

They may argue they couldn't pay you because they just made a $10,000 improvement to the house. 

And I would like to stretch it out longer to improve cash flow.

Not reported on credit.

Plenty exist for private lenders (which is what seller financing is) and can track payments and am tables and also do automatic electronic withdrawal (ACH debit) which helps improve the likelihood of getting paid promptly each month.

If your asset is older and/or smaller, you may have better luck with local community banks or credit unions.

She uses QBO and is linked to my online banking and a couple of credit cards.

Real estate has so many tax benefits and credits available, that I always tell people it's crucial to have a CPA that's extremely knowledgeable in this area.

@Travis Gutting Open a prop stream account, fund it with some skiptracing credits and go to work!