I would be using hard money lending (I've heard it's around 10% with a 1% origination fee) .  

Because the original value of your closed loan was based on renovations being done, there is no additional value to use for the removal of the PMI.Maybe consider refi to another lender who will order another AVM or appraisal to get you a more desirable LTV. 

You're increasing the need for hot and cold air dramatically and it's doubtful the existing system will be adequate.But, in answer to your original question - yes you will need a permit.

He also stated a 3% origination cost. 

Originally posted by @Matt R.

The market was not as good as I originally had calculated in that area.

Originally posted by @Justin Stamper:@Jay Hinrichs hey brother!

My name is Juan Carlos Correa, originally from Mexico, and now living in South Florida for the last 3 years.

Originally posted by @Bridger L Logan:Has anyone else had good experiences with a larger house (5/3, 5/2) that has been rented by the room in the Phoenix area or other hot real estate market areas?

I am now trying to get the original person that identified me as a scammer to retract her postings - along with my photo and full name.