In the end, you have 2 choices when there is a change, blame the system or find a way to win the game.

A tax account ensures nothing is accidentally spent elsewhere, and a marketing account makes sure lead generation is always prioritized.From a credit perspective, connecting credit cards to these accounts on autopay helps you manage spending responsibly while playing the credit game.

Person new to real estate trying to get in the “game” with little or no capital and trying creatively.  

Cash to invest (enough for deposits, skin in the game lenders want you to have, closing costs, carrying costs, and to kick off rehab work).2.) 

I think investing for cash flow to start is a slow game.

So I require skin in the game (average is 5% to 15%) to offset this.

It's definitely easier to find a cash flowing property in Midwest but I am of the opinion that cashflow in real estate keeps you in the game but appreciation is where you build wealth.

Hi @Tim Holt I think in general house hacking is usually a good move because it gets you off the sidelines and into the game with the most favorable financing possible (30 year fixed).There's a lot of value in getting started today vs waiting some undefined number of years until conditions are better, which could be a long time from now, because real estate is a business and the sooner you start actually learning about that business, the better.With all that said, I always recommend that people analyze any potential house hack as a pure investment that they aren't going to live in, because someday they may want to move out and you should know up front (before you commit) whether you're going to be able to do that, or whether you're overpaying and will be stuck in the property unable to move out because it'll be cash flow negative if you do.So you had it exactly right when you wrote, "the property would need to cash flow when I move out and rent out all units."

Changing the strategy can help get in the game. 

I live in derby and new to the real estate game.