But my experience over the last 10 years of building new homes is that NOTHING comes down might stay the same but will rise almost annually Like Cement always goes up in Jan. 

Anyone else have experience with this?

There is so substitute for experience.

It's now almost impossible to get a mortgage with a FICO score under 560-580 range.Overall, the housing market has higher average FICO scores and more equity than the 2008-2010 period.This makes it much less likely we'll experience another Great Recession, but there are no guarantees.

I would love to talk with you to hear of your experience with him.

With experience, they have the right systems in place and know what doesn't work. 

My first question for you would be what your experience is?

@Tru Verret Fleming What was your experience? 

Im dedicated to learn this bisiness and gain the experience the right way.

Thank you for posting that very detailed experience.