Many agency lenders won't touch anything below $2M and even then could be unfavorable terms.

I live in Sacramento, and have noticed that people are offering either equal or above asking price even for homes that sometimes need 80-100k in repairs and I can't see how they would even make a profit doing that.

Podcasts on the way to and from work, and read a book right before bed, maybe even squeeze a few minutes into browsing some specific topics in the forums.

Compare this to other hard money lenders to ensure you’re getting a competitive deal.Reputation: Before working with any lender, it’s crucial to check reviews, reach out to other investors who’ve used them, and potentially even meet with them in person.Experience with BRRRR: If possible, find out if they have experience funding BRRRR projects specifically.

With hardwork and ceasing opportunities we've managed to be part of this major asset and making it even better.

Those assumptions above may not even be entirely accurate, that's just what I've been told plus what I've deciphered from the zoning table. 

The refund part is just to get you get committed to another deal that makes them even more  money than that refund.

Even if you're hours away.

Partial or full doesn't matter (except see note below re: coming even on delinquent rent).The statute regarding notice for evictions states: "No judgment of possession shall be entered for . . . except in the nonpayment unless the landlord has made written demand and given written notice for delivery of possession of the premises.”

Even if straight off a cliff.