But with the added detail, option 2 would still be my least favorite. 

In southern CA, even garage conversion ADU additions are typically costing more than the value added.  

There is Intel headquarters, Amazon, FB, Honda, Amazon, Nationwide, and recently Anduril is adding another 4k jobs to Columbus!

BBB has them at a D-  rating because previous similar bad outcome 3- If you are really in the same boat as us, you need to start a class action lawsuit that involves all the investors in that project and/or sent a complaint to the attorney general in Florida that involves all of us get him to liquidate his assets, pay us back and get him behind bars.

It was an (annoying) paid ad popup left corner in a YouTube video I was watching, and I was about to shut it down, because it is what it is, a paid ad = they expect to sell a product, and they advertised it.

I also made the driveway wider and added a sliding gate with coded entry.

Roger that @Brandon Vukelich, but I don't see lenders adding STR revenue to the actual property valuation in the future.

So she took that extra space, added a wall and a hidden door and poof!

Other things such as adding bedrooms, bathrooms, square footage justifying permits.

Eliminate debt, establish a budget, and save.