Hi I had my property manager handle my renovation on a unit in Maine while I am living in Connecticut. I specified that my budget is $15,000. After she gave me the numbers, I calculated the rehab to be around $16,000 ...

The whole point of this business model is to help investors take back control and pay $0 in origination fees while still getting the best rates and terms. 

The main issue is that to do the ADU you have to spend so much bringing other items up to code like electrical, plumbing, lighting (windows) and egress.

You have managed your property for a longtime and spend time doing things because you have time.

I think spending some time and resources on learning the House-hack or Flip strategies would be a game changer.

Keep spending money on it, and if it is not working.. 

No, we can do everything ourselves and not spend more money than we have to.

also we do not know what is going to happen with int rates, they are very high now, the economy is not good and it is not certain they will be coming down this year. we know there will be more responsible gov spending, so maybe rates will come down, no way to know...I think you need to know the market where you plan to buy well, and go from thereBest of luck

This lets your HSA grow, and since qualified withdrawals are tax-free, putting more aggressive investments in an HSA can pay off in the long run (similar to the “put your risk in Roth” idea).4.Rollovers & Debit CardsMost brokerage HSAs come with a debit card, so spending isn’t too hard if you ever need to.

He scheduled maintenance and did quality control on cleans.