Do you have consumer debt (car notes, credit cards, etc.)?

Direct marketing can be pretty time/energy consuming, have you considered buying directly from wholesalers?

While it’s relatively simple and can help you find deals, it’s also time-consuming.

I find myself consumed with anger and frustration. 

While it’s relatively simple and can help you find deals, it’s also time-consuming.

Being a landlord is far too complex, far too time consuming, and far too nuanced to do out of state even for many experienced investors, let alone just starting out.

Direct Mail is expensive, time-consuming, and doesn't have a high conversion rate based on the amount of money I'm spending as well as the amount of time I am spending sitting on Property Radar hunting for the leads. 

They don’t follow the same restrictions and principles on a consumer purpose loan. 

Paid off, but junk and no reserves is not helpful, it will consume all your cash flow quickly for years.

Entitlements can be costly and time consuming but can also be lucrative.