Others who claim they are hard more are technically more like non-conforming lenders who do care about credit.3.

Be careful with this one.If you buy a property that has a non-conforming use you might not be able to rebuild or replace if there is a fire, etc.

In conformity with or permitted by law: legal business operations. 4.

Non-conforming loans (mostly through brokers) do care about such things.

Non conforming would be the right term.Hard money asks few questions but they expect a low LTV.

Though I think you said something about not wanting to put any money up front, and they may ask for a sizeable down payment if the loan is above conforming.

It would depend if the loan were a conforming or non-conforming loan, as they use different notes, but there is language in the document referring to your question.

Especially considering how big of a linchpin they are (were) in Paulson's BIG bailout.In other news...hoooooooooooly cow are conforming rates low right now.

Rents are 725 a side.This does not conform to the 2% rule, but we are in a great neighborhood which in the long term I will see nice appreciation and this area has the best schools in town, so easy to rent.Gentlemen owned 5 of them and has been foreclosed on.

I would like to refi the current home to 1) cash out some equity towards the new home 2) Bring down the monthly to minimize neg cash flow 3) Keep my new mortgage under the tentatively proposed 630k conforming limit.Under the current market conditions...would it be advisable to change me current 30yr fixed to an ARM to help in bring down the payments?