Good TSP cleaner will often clean these up.Generally as I'm walking I have the small tub of spackling compound open to fill in nail holes.

Determine where your money is going and how come you don't have any cash.Without doing that, buying what you perceive as "bargains" today is just going to compound your current problem.

I just looked at it from a point of view of what I would end up with in 20 years....I will have probably spent somewhere between $250,000 to 280,000 and would probably end up with a property worth about $650,000 if all goes well.I compared that with the fact that just $130,000 in a simple Vanguard index fund that is getting 11% a year compounded over 20 years...comes to around a million dollars.Thanks again for all the advice, its all actually pretty shocking compared to what other people tell you.

Hi...The 4 plex is not in California..Well I came to a conclusion in my own quirky non professional way...it will probably seem silly but here it is: It seems that if I put $80,000 down and then spent another 200,000 over the course of 20 years for all the stuff that comes up...( the building is brand new with all the warranties on the roof etc etc ) there is a good chance I will end up with a building worth around maybe $650,000 ...that means ( in a very very innacurate way) my money was more than doubled and it took TWENTY YEARS.....thats not very good and I had all those headaches too.meanwhile in 20 years just $130,000 in a simple Vanguard index fund getting 11% a year and being left alone to compound becomes around a million dollars.This seems to clarify it for me.....

Because people took advantage of their knowledge of the RE business over their sellers.I guess it’s that, compounded with the fact that I do have a negative disposition towards some RE attorney’s.

When you take it out from SEP to Roth you pay your due taxes, but hey you can withdraw from the Roth tax free plus you get to put more than the yearly allowed amount LEGALLY and earn compound interest...

In my house, I haven't had any problems with the vinyl moving or coming up with just the sticky tape (although, I've discovered a shop vac will pull it up.)You have to use the leveling compound to smooth and level the floor before you install it.

This would keep the affordability index unchanged.year 1 home vallue100,000.00Year 2 home value(100,000.00*1.03)=103,000.00Year 3 home value(103,000.00*1.03)=106,090.00and so on...Kind of like intrest compound on an anual basis.Hope that helpsFor more on this subjuct, look into a guy named Robert Shiller.

I like to ask for a balloon payment with the interest calculated up front (simple interest not compounded interest), and no monthly payments.

They give a good cash flow and can be automaitcally reinvested so they compound monthly or quarterly.