It’s such a great resource for learning and connecting with like-minded investors.

Always happy to connect, share resources, or do what I can to help.

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

We have never collected that and it is not a significant cost.Also be very careful changing criteria mid stream, I would only change it between vacancies. 

I can also be a resource for you if you're interested in acquiring run-down or as-is properties.I look forward to connecting with you and learning more about your real estate goals.

Happy to send over some resources regarding the Columbus Ohio market and why it's a great market to invest into!

If HOA by laws state past due owners are responsible for all late fees and legal expenses for collection hire an attorney to go after the past due. 

Do they offer to help you collect or file a claim against them?

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

These resources will teach you how to handle the various tenant problems you are guaranteed to face if you invest in real estate.