If they purchase, the option fee amount paid will be reduced from the purchase price to lower the purchase price on the sales agreement, after they exercise their option to purchase.* The property is not sold and title is not transferred until the tenant exercises the option to buy.

@Jordan Gillespie Exercise caution when getting advice on Canadian RE on BP because most of it will be American-specific as this is an American site. 

If the lender says the property isn’t worth the negotiated price then the buyer might aught to exercise caution.

Morning quiet time with a cup of joe, read, exercise, travel, time with my wife take priority. 

Do cardio and weights (not just cardio)4.

For various reasons, I'm eager for them to just exercise and buy the house.

This is usually only exercised in cases where they can not legally sell the property due to foreclosure process errors. 

Here in Colorado, I pay the following:$279 for a 432 unit community that has a pool, a clubhouse, an exercise room and pool tables, landscaping and a shared water bill$305 for a 183 unit community with no pool, but has landscaping and a playground$338 for a 120 unit community with a pool, a clubhouse and landscaping.Your mileage may vary, but your HOA dues seem reasonable(ish) to me.

It's a one time payment that guarantees that only you can buy it, and it locks the price in, and...there are no monthly payments (or income) until you exercise your Option to Buy.

We still do spontaneous giving as well, but just like planning a weekly exercise routine keeps our muscles strong and growing, I think having a plan for giving keeps our generosity attitude and practices strong and growing.What has your experience been with giving and generosity?