If your properties are located in city with SB 721 enforcement mechanisms in place, I would contact the city for inspection guidelines and then find an inspector and contractor who understand those guidelines.At the risk of sounding undiplomatic, I have zero desire to pay someone $4K to drill holes in my balconies.

I see the value in auto texting and nurture/drip campaigns.

Think of it this way, would you rent a car where the rental agency requires you to cover costs if it mechanically broke down during normal use? 

I thought this calculator auto-calculated the monthly payment I see now that it didn't and I adjusted it to be around 3.7k and now it is making around $600 a month which seems more reasonable.

haha,Nah mateNot my style.Unfortunately, we live in a world where information is power so I'm forced to collect it in order to protect my team and company.But I'd never F@#$ with someone else's business even if they aren't legit.Only as a defense mechanism if we are threatened and pushed far enough where I don't have another choice.

If you scale in the future, you can upgrade, but now you just need something that works and generates reports and takes auto payments.

It will cover whatever happens for your rental and your auto even your primary residence.

Has a brand new roof and all the mechanicals are updated.

Ironically it was proposition 1a, the proposition system being the very mechanism for "informed" citizens decide important policies

Auto or manual on /off?