Quote from @Jamie Banks: Here's a few things I include in my MTR lease- Utility caps- Outline of the furniture that is included- Details regarding which utilities are included- Outline who is responsible for lawn care / snow removal- List of fees (admin fee, cleaning fee, etc) Hi Jamie! 

The moment the first payout hits your bank account, all that goes away.

We're still waiting for the owners bank to let us know if they'll actually help us or not.

He is also giving me a bad reputation with my bank.

The goal is to keep these for rentals.I currently own the land personally and am funding the builds with a combination of HELOC and cash - no bank debt tied to these properties specifically.

As the cash flow is obviously much worse than you can earn in the bank with a basic CD.

I would talk to the bank first.

It would seem the only contact they are able to make is between their bank and my credit card.Any insight or advice would be greatly appreciated  

I have $25K cash for a down payment and can add $20K/year ($1,600/month) toward payments.No W2s, I've looked into building a small home right away and using a bank statements loan (have about 8800. monthly income) , but with 9%+ interest rates, it’s beyond my budget.Is there any sort of creative financing ideas possible or private lender possibilities?

How would the bank even know the gross pay amount?