There a ton of great DSCR options you can find on the Lenders tab at the top of the page, or connect with an experienced broker who can shop all the best lenders for you and educate you on the best options out there.

That does not mean there aren't issues to consider.

Mound systems aren't doable either?

Your education has cost you money, as education tends to.

You mention you would also share in losses, but you aren't investing any capital so poor performance would lead to your partner realizing a monetary loss before you. 

Education is very important, so I’m taking a self taught course to get my permit tech certificate.

Thank you for the education - jr

If you're going to go that route with listing it, do it the right way or else you may find yourself in legal trouble, or a buyer may snake the deal from you.Again, novations aren't anything new, and most experienced investors are shying away from them these days because they're operating in a legal "grey area". 

Just to give you an education on the market -  the price of a good investment home in Phoenix is around $400K. 

We had a couple companies come in and give wild quotes to rework our system, then found a guy who showed up with schematics and trade journal articles on our particular system, spent 2 hours educating us on it, then cost about $500 to go around and fix all the crappy work previous "contractors" did to the system to try "fixing" it.