We currently accept rent from tenants using a variety of 3rd party apps-Cashapp, Venmo, Zelle but are moving away from accepting payments in our individual names and want to start accepting payments directly to the LLC/business accounts, but LLC accounts do not accept Zelle and there is a fee for using business accounts on Venmo.

I would not necessarily advise being cash flow neutral or negative before you account for these types of things.

I have cash reserves and money in retirement accounts, but I don’t want to dip too deeply into my reserves.

Mike,Take a look at the penalties for making an honest mistake with a retirement account. 

However, a good real estate accountant is worth what you pay them because they will save you time and money. 

If it concerns you that much, adjust the purchase price to take into account this added risk. 

So, an IRR rarely gets taken into account during due diligence, although like most real estate transactions, the exit has the highest potential for return.I'd love to know some average numbers for a turn key.

I’m sure I can count on you all to hold me accountable!

It forces me to call VRBO to reset the account but luckily they are easy to get a hold of and fix.  

She said to get some activity going in my account and we can revisit in a month to reapply.