The concern with the DSCR loan is that I need to make the property present as though it's rented to individuals during appraisal (tough since it's a working rehab facility now) and must create another lease that shows the tenant as personal and not a company.

You might get transferred a couple times until you reach the right person.

For me personally, I am hesitant to sell unless it really makes sense.

I have from time to time spoken with the city administrator, economic developer, & a person at building planning commission.

Having trusted boots on the ground makes all the difference when you can’t be there in person.

I have a personal sign-up link, so if you decide to make the switch, use my link!

Also, would this loan help build my personal credit, or would it only report to business credit bureaus under my LLC?

This isn't something I've been able to keep up with personally, so I hire property managers who rely on legal counsel to keep up with it.

Quote from @Ashish Acharya: @Niklas Zhu If you tear down your STR in 2025 and convert it to personal use, depreciation recapture does not occur at the time of conversion.

Office space is gutsy at this time with many companies working remotely, maybe part of your investment was to bet that people will be coming back to work in person.