My team and I are wholesalers who focus on finding rent-ready properties under 100k (typically in popular section 8 regions).

One of the largest employers n Albany is a regional hospital, that is about to get some serious competition from the county just to the North, that has a much better school system, and is where a large portion of people who work in Albany live.

Hey @Jacob Caffee, I would use a local attorney to draft up a lease for you.Lease info is often region specific.

Hey @Jessica Cooper you would probably need to pin down a state, then a city or region first.

Merchants Bank MN See Pavel UshakovPenFed - max 3 other properties, 89% LTV Regions- yes HELOC but no LOC SCCU Florida 70% LTV, 6.25% interest only, not LLC Signature Federal Credit Union 75% LTVSound CU "non-owner occupied HELOC, capped at $150K and interest rates are prime + 2%, 3% or 4%, based on credit, not to exceed 70% ltv.”S&TTCF BankTD Bank TIAA Direct was EverBank Tower FCU, all states except TX, max 45 DTI, green card ok.

Dave M's regular co-hosts of Kathy, James, and Henry offer diverse regional and investment styles. 

I personally paid for similar ads in the local Houston newspapers, and regional edition of the Wall Street Journal.3.

The forums can be a great place to meet folks in similar boats to you, I'd also recommend checking to see if there's any in-person meet ups for your area as that can be a wonderful way to connect with others local to your region.

In your case, staying in Houston or exploring surrounding areas could be smart moves, but don't overlook other regions where new construction might be booming.Consider a Mix of Strategies:While your primary strategy is buy and hold, it could be worth looking into markets or property types that might give you better cash flow opportunities.

The Midwest and Northeast regions have shown consistent growth, driven by balanced supply-demand dynamics.