Additionally, do you all generally use a smaller income criteria if the rent is inclusive of utilities? 

Can you share what main use case that you propose to utilize our solutions would be?

Do you utilize and software to generate the offers quicker, or any AI tools?  

Their capital contribution should be pretty easy to establish as it would be the value of the land.Like I said, I'm not a lawyer and I would suggest you talk to one but this seems logical to me. 

paying mgt any landscape/snow/utilities?

you can utilize a skip tracing company to get contact information for the owners.

If I have several options, I would prefer a HELOC with no initial draw requirements (i.e. to establish a literal line of credit that I have no specific short term plans to use), i.e. not something like the better.com HELOC. 

Tenant pays all utils except water.  

For example, most anywhere will get $700 room, $75 fixed rate utilities, $700 deposit, and then offer a 36 months, 12 month, or month to month lease ($350 fee if ending lease <90 days). 

New realtors, new realty companies, new PMs aren't going to have those established relationships and *no* PMs give up the names of their people to anyone else because getting good people is difficult.