However, what is far more important for financial freedom is the location/city where you invest.The city where you invest is far more important than the current interest rate.

Meaning fines by the city, etc.?

Very interested in the Cleveland/Ohio market in addition to a few other cross-border cities closer to Toronto. 

It is an amazing city with great people and plenty of opportunities in the real estate space.

Awesome city. 

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.DM us if you’d like to discuss this logical approach in greater detail!

JBR gives good ROI, Palm does not.International City gives the highest ROI to date.I’ve plucked maybe 10-15 rental properties for each of these locations, and still adding more to see.

Daymond John literally sat in a dumpy apartment at a sewing machine and then out on the street selling what he made. 

Since you mention you have a partner, setting up an operating agreement is key to defining roles, responsibilities, and profit splits to avoid conflicts down the road.A few key tips to protect yourself:✅ Use separate bank accounts and keep finances clean✅ Get the right insurance (general liability + builder’s risk)✅ Have a solid contract with contractors to avoid surprises✅ Always verify permits and city regulations to stay compliantI still strongly advise you to work with local professionals, I’m happy to point you in the right direction!

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.DM us if you’d like to discuss this logical approach in greater detail!