Confirm with the solar company if the loan is transferable and review terms carefully—it’s a potential hurdle with lenders or resale.A DSCR (Debt Service Coverage Ratio) loan might be an option since you’re focused on rental income.

Unfortunately most lack the balance sheet to obtain favorable financing, can't afford to put any skin in the game and fail to make a compelling reason for why the investment makes sense or to justify the structure they are seeking.

You have to be very careful in who you listen to.

I care about income waaaay more than cashflow.

@Anthony Saheed I would advise you to be very careful to recommend people to speculate in volatile real estate markets.

There are cheaper one’s in D/F areas but I would be careful as those can create a laundry list of additional issues.

They don't care what happens after the deal is closed. 

@Rene Hosman - Could you please take care of this? 

A law degree does not mean you know anything re wraps.If worse comes to worse, you can stop the foreclosure with legal action - it costs some but you will not lose your equity.I would not throw the baby out with the bath water re doing wraps and I do hope all works out for you.Reach out if you need a referral to a good AZ attorney to helpBe careful out there guysAlan Not to be too blunt, but you are handing bullets to a six year old with a gun.

Lesson two: The Polytech area has a lot of potential but requires careful planning for the scope of work.