With insurance companies canceling policies and raising rates has anyone uncovered a way to self insure rental properties?  

Quote from @Marlena Hawkins: Does anyone know what insurance (liability, E&O etc.) is required for Property Management companies in DC and Maryland? 

As the owner of a property management company in Washington, I have encountered this situation before.

Fortune 500 headquartered companies always help.You can find a dozen or more markets, primarily in the Mid-South and Rust Belt, that will meet these criteria. 

The real skill is understanding the variability and risk in each number which is not always numerical or scientific.

Full Disclosure is Required for Non-Accredited InvestorsIf any non-accredited investors participate in your deal, you must provide them with detailed disclosure documents.The SEC states:“[The company] must give any non-accredited investors disclosure documents that generally contain the same type of information as provided in registered offerings.”This is where having a Private Placement Memorandum (PPM) and Subscription Agreement becomes absolutely necessary.A PPM outlines:✅ The risks of the investment✅ The structure of the deal✅ The terms and conditions✅ The use of fundsA Subscription Agreement ensures:✅ Investors acknowledge they understand the risks✅ They meet SEC requirements✅ They legally commit their capital🚨 Not providing these documents could leave you vulnerable to investor lawsuits.4.

The SMARTEST thing I did...was follow a "who" not a brand or company or model or some "thing". 

There are numerous threads about sub to and many investors believe it is a high risk strategy (especially for seller) and believe buyers who use it “take advantage” of naive sellers.  

Would you hire a property management company?)

With our structure, the development company owns about 45% of the equity when complete, and I own 50% of our company.So it will be about 22%