In my area, they charge transfer tax on the assessed value rather than the LOW sale price.

But I'm guessing maybe your credit is too low for that?  

cash flow has just been hit hard everywhere with the rise in interest rates. the properties in my portfolio that cash flow the most are at interest rates that it's not possible to get anymore - low 4s - and somehow there is still tremendous demand for properties that won't cash flow or break even, which is what you're finding.based on what you've said about your current situation... i don't have a good answer for you. 

During the 2008 financial crash, low paid, low skilled workers were laid off in droves.

The bigger concern I would have is low pressure due to blocked pipes, especially to the bathrooms.

If you had priced it 50% higher, it would probably be sitting vacant several months later.We have a property near several low-income apartments. 

If you purchase with 20k you will be paying PMI and the returns are too low. 

@Rishika Garimella I am a local home inspector and investor in the area. i think Austin is a sleeping giant right now. the rates are really scaring away buyers. but since competition is so low right now, its a great time to snag some property while its not being ripped apart by investors. i think the hutto manor area is a great choice, once that freeway opens up that connects taylor to round rock, it will definitely become a point of interest.

The market still has relatively low entry points compared to other major cities, making it possible to find multifamily properties like duplexes and triplexes in the price range you’re targeting.

It's going to be challenging to find another house hack with as low of a monthly payment as you currently have, given the low interest rate.