It started to snowball from there.The second contributing factor is that I have begun buying rentals again.

The other factor is that banks want to see the borrower have some "skin in the game"...when you are 100% leveraged on a property (even one where the value is significantly higher than what you purchased it for), it's pretty easy for you to just walk away on a whim.

factor" (is that a scientific term?)

The peace of mind factor is not worth driving a 2,000 car.I have trouble with the idea of paying off the exising car note.

Even the start up tech companies all packed up and shipped out in the late 90's; Mindbranch (used to work there), Tripod.It had it's boom days back in industrial revolution when factories needed fast moving rivers to create power and wash away waste.

They only sell factory direct to a licensed builder, but in NJ, for a $200 fee anyone with out a criminal record can get a new home builder license, no tests or anything like that.

I guess the other factor is how backe dup the courts may be.

Even though the problem is now solved, just wanted to point out one other possible factor. I

There will be a significant upfront cost/investment to do this but I am thinking it can be a long term profitable little side business ESP. b/c of the fact I will own the building and will not have to pay rent to anyone buy myself as well as it won't require much overhead to run the business.The other positive factor is I would buy the equipment new so there would be low maintenance/repair issues.The way I see it my biggest expenses would be utilities IE. water and gas electricity, as well as insurance and then whoever I hire to run the business.

The vacancy factor is a function of the market.