You will need to compare your unit to the competition.

I couldn’t tell you what rates are today but I assume they are competitive.

You won't find them on zillow or MLS.Direct marketing, driving for dollars, probate, foreclosure, divorce, code violations, dilenquent taxes, owner in jail etc.These are ways to find way below market price deals with little to no competition. 

That's also what the lender told me, it would take too long and thus make me as a buyer less competitive once we're in UW. 

My market Milwaukee is still low inventory and competitive offers.10Y T-bill is flat at 4.412% this morning, so we may see mortgage rates stay flat this week too?

The Pacific Northwest is competitive, so leveraging those connections can be a game-changer.Second, when analyzing deals, ensure you’re building a framework to assess not just the property’s performance today but its future potential.

Down around those areas you'll be swimming in a sea of cabin competition, so a Scandinavian style or something otherwise standout might be the only path to making more. 

Why did you go with Monday over the competition?  

Many nationwide lenders can fund deals regardless of location and often have competitive terms.

@Ned Carey if baltimore drops to 12% would be really depressing and wouldnt be competitive.