RentRedi Just has a $1 fee added onto any payment and the landlord can choose to pay that or let the tenant pay it. 

What do you normally look for in choosing a lender? 

Ensuring you choose the right roommate is so important.

The biggest issue is that forgetting to assign a location or choosing the wrong one can mess up your balance sheet, leading to inaccuracies.

Choose that one and use it.

My expertise is property management & I could help you with how to choose the right property management company, but it appears you are planning on self-managing.

The BRRRR strategy is doable for a newer investor, but it requires a lot of effort, consistency, and hands-on involvement—it's not exactly a passive way to invest.Whichever route you choose, if you're taking on the bulk of the work to analyze deals and select the best ones, it’s important to ensure your partnership reflects the time and energy you’re putting in.

IF the lender does find out the lender can choose what course of action to take.  

This is why many buyers choose to pay cash even if they don't have to as they want their cash to be invested indeed, especially given the current inflation.

@Michael DartenMichael,Let me know who choose and how it works out, I wouldn’t mind having a backup.