It's the American way!

My concern is that American Modern has a lot more terms compared to State Farm.

Iḿ doing well and can absorb so much more than they average American, and still all the rate increases was painful.

Below is the median net worth of Americans by age according to a recent "Survey of Consumer Finances" conducted by the Federal Reserve.Under 35: $13,90035-44: $91,30045-54: $168,60055-64: $212,50065-74: $266,40075 and over: $254,800At this stage in your life, if you are ahead of the average American, what do you attribute your "success" to?

The Fed is fixated with 2% inflation, but they are ignoring what is best for average Americans who are just trying to put food on the table.

There are people that make a lot of money to make this predictions and even they can't figure it out, so a bunch of randos on BP are all just guessing, as is anyone else.The one thing I'll say is the American economy has proven far more resilient than most expected. 

In the middle of those two extremes might be a small business with 3 years left on their lease, but they've made improvements to the property that aren't cheap to remove, such as perhaps a dental office (dentists might be pissed that I put them in the mid-risk category, but all the dentists going out of business in 2020-2021 taught us that American consumers apparently regard dental care as an optional and "luxury" spending item). 

We use American Modern Insurance for our fix n flips.

Have had good luck with german american farmers mutual for acvs and All-State for replacement.

@Andrew Joseph American Contractors is the most common used in Pittsburg (or one of).