As I understand it you still have to keep the electric bill in your name and hope to be reimbursed and hope they don't argue with the amount you say they owe So much better to just have seperate meters and let them pay their own bill to the utility company.

Which one of us would argue with him right?!

It might state you are applying at ABC Bank for an 80% LTV loan with up to an 8% interest rate with a loan of $XXX,XXXSo, if you don't qualify for that loan, or you cannot get the interest rate stated, or maybe the appraisal is too low to an 80% LTV loan for that amount then you can break the deal because you can't get the financing you anticipated but instead you are CHOOSING (based on advice of the loan person) to switch lenders.

Apparently I just missed a small window to argue my tax bill for another 8 months. 

These people who argue for collapse often point out things like: - Real Wages, adjusted for inflation, are going down over the decades.

@David Cherkowsky - first off, I can't argue with the idea of investing in your own market, as noted above by the other posts - that is obviously what I do.  

You could argue that they are more "stressed" than a lot of the typical sellers of existing inventory are out there. 

If anything, you could argue you are in a better position because you have more leverage options (retirements and as you get older, reverse mortgage and house hack). 8 years actually could be enough time.

I'd argue it's more concerning why he wants to have video of your pool.

You are able to argue this by uploading zoning information from: atlas.phila.govWhen you go on that website you will type in the subject address and go under "License and Inspection" and then Zoning Permit DocumentsIf there is nothing there, try clicking on a "CORNER" property as the mass records for that row or community are usually under the corner property.