Without predictability on insurability and risk of the primary collateral being destroyed (which at this point theoretically could happen anywhere) as it’s January, and would you believe in 2023 that 71K thousand square miles of northern Canada burned 5% of the entire Canadian forest with billions in damages? 

Winter can still do well but we are not quite close enough for any ski mountains. 

We like the short-term rental idea because we could stay at the property ourselves when we want - summer break, spring/winter breaks, etc.Our budget will be right around $1M or less ideally, and we would like a short distance to the ocean.How likely is it that we could find a property as described above and have it cover or come close to covering the mortgage? 

Started this investment mainly as a weather change from Iowa in the winter. 

Got a negative review for not having a garage to use in the winter….

I learned the hard way how to shut off water and how to winterize.

I learned the hard way how to shut off water and how to winterize.

Looking to purchase a duplex, triplex or fourplex in Panama City and do short term rentals for summer months and long term through the winter. 

I have no particular area that I'd like to start with or focus on, but probably prefer somewhere in the south of the US due to my strong aversion of winter.

Be prepared for Vegas’ unpredictable winter weather!