The average homeowner is estimated to be underinsured by 40% based on replacement costs and that doesn't include the interior contents and assets, many of which are in the multi and even mega millions.

I know some might disagree.The challenge is if someone applies and meets all your criteria and you reject them, I would hate for you to end up in some legal hot water.

Sewer and water in my area is around 10k a unit.

Water galore.

The meters are read electronically with 3g and you get great reporting in their water scope platform.

I suspect there could be some truth behind Melanies claims based on that thread..

Based on what you shared you are not financially qualified to own real estate.

City water with one main at the street and how will they bill. 

I used to live in the city and the taxes and water bills are nightmares.

Don't forget to change all your faucet aerators and shower heads to low flow it makes a huge difference as well as far as water usage and saving HOT water.