waste of time utl is not reponsible.. turn it over to insurance

I'm in a team who does these deals and we have a team of "door knockers" who go back weekly till the auction, they file bankruptcy which only delays 3+/- months 100% chance that the lender will as that their mortgage is removed from the bankruptcy they file NOD yet again.   

Is it better to be  referred to one than to continue wasting time looking for one?

It all started with removing some interior walls and changing the floor plan, removing a chimney, adding a bedroom and bathroom, installing patio door to the backyard, and completely renovating every other interior element What was the outcome?

Moved kitchen and removed walls What was the outcome?

Also in my experience it was a waste of time to send letters or any kind of marketing.

Wondering if it will be a waste in fees paid to either HELOC or Cashout Refi because there may be a possibility of having to sell to get the primary residence we want next year and end up paying Realtor fees to sell it. 

This will allow you to remove the person and do the financing on your own.Home Equity Loan/Line of Credit: Since you're looking to access equity, a home equity loan or line of credit (HELOC) can be a good option.

Is there a clause stating he can't remove the copper pipes from the wall? 

You'd be a dang fool to waste your energy or effort's on ANY US standard rental more or less Sec8, are you kidding me?!