My wife and I earn over $350k a year in our jobs and all of that is now going to pay down debt.We have the option to increase our HELOC to unlock some more capital which I'm considering doing to try and get a good return on my money and pay down the debt faster, but given past experiences I'm not convinced it won't end up with more debt.What would you do at this point?

What are some unconventional creative financing strategies you've personally used or encountered in real estate investing that led to unexpected success, and what lessons did you learn from those experiences?

By structuring deals with regular refinancing, you can unlock the equity in your properties and access capital for future investments.

After it's rehabbed, you could then rent both units and use the cash flow to offset another primary residence or potentially refi and use those funds to scale your portfolio.I wish this policy change was being talked about more because it unlocks a creative new strategy for investors in MA, since you do not need to owner occupy to do it! 

I think they can unlock something special that will subconsciously create them not to spend and focus on creating wealth to set them free from the 9-5I think that you are trying to make the HELOC look bad.

Its a small cost but will pretty much guarantee you don't have to spend your time going to a house to unlock a door. https://www.homedepot.com/p/Sc...

Hi Rod, The local bank's $200K cash-out refi at 6.875% isn't perfect but clears your HELOC/mortgage, provides scaling capital, and leads to a commercial loan for 5+ properties, solving your DTI issue and unlocking a line of credit for future growth.

True mate,Always needed to get eyes on the property.Even if it meant sticking my nose on every window and looking through.Even the basement windows lolI think it's too high risk buying completely blind and not doing at least that.Ideal world, the back door is unlocked.And luckily for me "It was always unlocked" by me hahahaha Lol, yeah, I gotcha.

You won’t be able to unlock instant equity or recycle your capital into new deals, but your high W-2 income (and side income!)

So your contractor will need money to buy materials and pay his guys for like 2 - 3 weeks so you can start unlocking the rehab money.