@Ming HuangRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

This will typically be a DSCR loan up to 75% of the new value.

Then, I typically see them take about a half to a third of that number for the adjustment factor.

Many of them focus on smaller deals, particularly if you are doing repairs and increasing value.Seller Financing (Owner Financing):Since you’re looking for owner-financed properties, it’s worth considering that some sellers may be willing to finance the deal for you directly.

I have 10 condos, each worth about 35k.

Based on its price and rental income do you think it is worth it?

Quote from @Zakiya Zaid: Thanks @Brenden Stadelman, I was just looking into Investor Edge this week, the $4K -$6K raised a red flag, but 100% financing is worth looking into. 

It really helped us get a better interest rate on the property and typically allowed us to put 10-20% down since we were buying the home to be our primary residence. 

This is typically HIGHER than option one. 

Can anyone shed some light on what kind of down payment, terms and qualification requirements we would typically be looking at for an SBA or low down commercial loan?