Many times having great credit is not enough to secure a deal with a traditional lender quickly enough when one is competing with cash buyers.

The zip code is traditionally 29405 and the area runs between King St & Meeting St all the way up to Park Circle at Montage St.  

Unless you have a Roth, you can easily pay much more in taxes by investing in real estate through an SDIRA.I would just add that UBIT tax only applies to leveraged real estate in an SDIRA - and it can apply to either a Traditional or Roth IRA.

In that case, would it be a traditional 15-20% down payment be my only way to go? 

No i am trying to find 80-100k to restore a fantastic traditional home in a touristic place in south Greece .

I used traditional financing FHA Loan How did you add value to the deal?

You can contribute by finding deals or managing properties in exchange for a share of the profits.Lease Options: Control properties without owning them by renting with an option to buy, and potentially sublease for profit.Owner Financing: Buy properties directly from sellers willing to finance, bypassing traditional lenders and often requiring less upfront money.REIGs: Join real estate investment groups to pool funds with others for property investments.For a more hands-off approach, investing in turnkey properties in growing markets with minimal upfront investment would be ideal (like in the Southeast and Midwest of the country).

Traditionally I rented my apts. usually to families or roommates. 

While it provides opportunities for buyers who may not qualify for traditional loans, it's important to ensure affordability and long-term sustainability.

I used traditional financing FHA Loan How did you add value to the deal?