The average temp in january ranges from a low of 47 to a high of 69 degrees.  

Take it, leave it. but don't think that just because I offer SEO services does this imply I will manipulate my responses to sell SEO.

The bitcoin appears to be a much different animal as there is no company, no offices, no employees, no address and no central location to hack, distort, manipulate, influence, make false earning reports. 

A conniving, manipulative, greedy lamb, but nonetheless not the main architect of this scam, for whatever that is worth to anybody at this late point in the ordeal (probably not much).  

I've seen landlords held hostage for years by tenants who know how to manipulate the law.On the other hand, sitting vacant costs you the mortgage, taxes, utilities, insurance, lawncare, and other expenses.

We have an Emerson Sensi that is very easy for the guest to adjust but I can see it and make adjustments as necessary.For the most part, guests are pretty respectful of the temps.

It monitors boiler pressure, temp outside and in each unit, if the system is off or on, and can work to monitor each zone(with some addition to initial setup).

Also, having price increases because of the demand is much healthier than having prices go up as a result of low (and manipulated) interest rates like in the US or Canada (although this is changing).

All I know is that it works.The key to accelerating a mortgage is to understand the relationship between the interest and principal portions of the payment and how to manipulate that in your favor.Going back and looking over your post, however, it looks like you used the wrong formulas in the wrong places.From my earlier post:For the interest-only HELOC calculations, build a spreadsheet like this:The results should look a little like this: 3000 3.75% 9.38 300 309.38 2700 2700 3.75% 8.44 300 308.44 2400 2400 3.75% 7.50 300 307.50 2100 2100 3.75% 6.56 300 306.56 1800 1800 3.75% 5.63 300 305.63 1500 1500 3.75% 4.69 300 304.69 1200 1200 3.75% 3.75 300 303.75 900 900 3.75% 2.81 300 302.81 600 600 3.75% 1.88 300 301.88 300 300 3.75% 0.94 300 300.94 0   51.56     We'll see how bad the forum software scrambles that.

With 16yrs ahead of us, they already been lied to /stolen/manipulated from but they will never brag to you about their failures. and that is why you believe doctors make the worst investors.