And I was thinking the 2017 10 year was based on the market starting to really crash in 2007  Thanks Jay, theres still alot of slab on grade mcmansion going up from folsom t ok elk grove along grant line road....I mean alot!

and @Matthew Paul thanks for heads up and tip.I was thinking about switching the t-stat to one of the old style ones.

Yes I recently purchase this so called mentorship but before I made the purchase like a few other people stated here on this platform they were contacted and a so call interview to see if you are a good fit ...bulls..t they pry to see if you can pay with a credit card as Ed said word for word you can use more than one card but before purchasing I told Ed Peter's right hand man I do not want books and video if that is what it is I don't want it .. ooh no he says we hold your hand meaning peter as I can see someone else got the same script on this platform ..after paying 15 000  guess what came in the mail books and software with videos go figure and I stressed that is not what I want and asked for my money and Peter said no refunds  I suggest you watch the videos I called to chime in on his Q&A session he was answering question from one of the another protégé  and once he finished and the protégé  hung up Peter said if you have any questions punch *6 so I'd did just that instead of him asking me what was my question he hung up the phone on me as if I was not there it is was sad because there was only 2 people that was on the line me and the other supposed to be protégé if you are thing Bout being apart of epartners  I suggest you think twice I don't think it is a good idea I am out of 15 000 as 4/26/22 I am furious  these so-called wealthy people are ripping of the public 15,000 is a lot of money to be in debt with no income coming in and you put your trust in a person  that claims to be helping you reach financial freedom and don't give a dam if you live or die stay away from this program

Quote from @Huong T Nguyen: Quote from @Mike Fisher: I would be happy to share my experience with Delta Build with two words.

A wealthy individual, a group of wealthy individuals, or a hedge fund is lending money, private money to strangers for the purposes of buying distressed, fixing the asset up, and either exiting through sale or refi.Just keep in mind t he relationship between maturity and interest rate. 

I feel sorry for the people losing everything in the fires , insurance will go up .But I wish I was the guy  driving this bulldozer ;t=162s

@Sherry T.

Quote from @Aaron T.: Quote from @Caleb Christopher: I use OnePoint Lending as the servicer for our seller finance and wraparound deals (www.onepointlending.com).

We are t protected at renewal time. 

Thanks @Eli Epstein - I would be interested in connecting w/r/t the NJ market.