Sidenote: business analytics, MBA, so also this has been an opportunity to tell the story with data.

Predictive Analytics: Historical data can expose future trends in value, rental demand, and market conditions.

Vrbo has free price automation and analytical tools to compare the competition and see trends.

I definitely appreciate your analytical approach....I think the main source of disagreement and confusion in this thread is the notion that you can pay off debt quicker if it's in a HELOC vs. an amortized loan, assuming you're not making any prepayments.

Ideally AI could improve the property analytics that shape listing prices, a competitive advantage over other brokers.

For owner occupied homes, the typical buyer is NOT analytical.

Many BP members rely on myself and a number of others to use our knowledge, experience and analytical ability and provide our analysis of the programs being offered on this site.  

Ideally AI could improve the property analytics that shape listing prices, a competitive advantage over other brokers.

Also, the ability to export reports for partners or lenders would be a plus.Essential Data/Analytics: Reliable rent estimates, cap rates, cash-on-cash return, operating expenses (especially maintenance and CapEx), and local market trends like population growth or job market health are key for decision-making

Apart from ACH, which is free vs. a fee on other platforms, the software also keeps track of property analytics and can create a statement of cash flows (NOI/Net Income views also available) and has export functions to give your CPA come tax time.